Indian Banking Sector: Challenges and Opportunities KV Kamath, SS Kohli, PS Shenoy, Ranjana Kumar, RM Nayak, and PT Kuppuswamy N Ravichandran (Coordinator) includes debate by practitioners and academicians on a contemporary topic COLLOQUIUM end maker Summary KEY WORDS Disintermediation .ee-and .und-based handicraft Credit Risk E-banking CRM A rattling(a) panel of managing directors and chief executive director officers of some of the well-known banks in the country responded to the theme on the challenges and opportunities faced by the Indian banking empyrean in the liberalized environment. The contributors communicate the following issues: Ã .inancial reforms with specific beginning to Indian banking industry nidus on implications to the existing players, forward-looking-fashioned entrants, multinationals, and consumer behaviour. Ã New and emerging opportunities: consumer and commercial message banking. Ã Competition: players, intensity, commercialise size, profitability, and growth. Ã Responses to challenges with finishing to restructuring, automation, harvest-time retirey, and process reengineering. Ã Issues tie in to governance, regulation, and audit. Ã Product engineering, product design, and product delivery.
à Consumer expectations, feedback, cross-selling, customer relationship management(CRM), market segmentation, marketing, branding, and impertinently products introduction. à HR cogitate issues: VRS, compensation, education and training, empowerment, and career plan. à .uture scenario: handsome trends in the next tail fin years and the expected position. à E-banking and its importance. great features of the responses included: à The Indian banking orbit is at an exciting stopover in its evolution. The opportunities to enter new headache and new markets and to deliver higher levels of customer visualize are immense. à As the Indian banks position themselves as fiscal service providers, banking ancestry is acquire redefined. Technology is unsettling the earlier business processes and customer behaviour...If you want to locomote a full essay, measure it on our website:
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